It will become possible to step out of the house with nothing but your smartphone (and pants lol) this year.Apple Pay, the credit-card replacement that made its debut in the fall, has so far shown that using an iPhone to pay at a store can be simple and secure. Now your phone is out to conquer the rest of your overstuffed wallet—an app to replace your driver’s license is already on its way in Iowa. More and more apps are replacing door keys (like the August smart lock), loyalty cards and even proof of insurance. hope it gets to Nigeria soon
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